Savings

Home
Savings

The Savings Account: available savings, it's not lacking interest, is it?

The interest rate of your Savings Account is 0.05% per year regardless of the duration and amount of your deposit.
Annual gross rate as of 01/09/2019 subject to change at any time by INST MUTUEL. Interests are taxable and subject to social security contributions.
No deposit limit: your deposits are not capped: deposits at any time and unlimited.
Each year, your interests are added and produce their own interests, with no cap limit.

A savings account that doesn't cost you anything

No opening or closing fees.
No management fees.

A savings account for the whole family

You can also open a Savings Account for your child.
You then manage your child's account yourself.

Savings made simple

Your savings are available at any time.
You can carry out all your transactions online from home 24/7.

The Livret A: to start saving right

Interest income exempt from income tax and social security contributions.

Flexible, flexible, your Livret A adapts to your desires. Benefit from savings available at any time without fees, that's what the Livret A is all about.

A booklet that pays off for you.

Your money earns you 1% net.
Nominal interest rate in effect as of 01/02/2022, subject to change at the initiative of public authorities.
Your interests are completely exempt from income tax and social security contributions.
You can deposit up to €22,950 in your Livret A.

A booklet for the whole family.

Each family member can open a Livret A (one Livret A per person).
You can thus open a Livret A for your child. You then manage your child's account yourself.

Savings made simple.

Your savings are available at any time.
You can carry out all your transactions online from home 24/7.