Cookie Policy

Cookie Usage Policy

WHAT IS A COOKIE?

A cookie is a text file stored by your browser on a dedicated space on your device's hard drive (computer, smartphone, tablet, etc.) when you visit a website or use an application. A cookie allows its issuer to identify the terminal on which it is deposited, during its validity period, and to retain certain information about your journey, notably to facilitate your navigation on websites.

Usually, cookies are not used to collect data that identifies an individual. However, information collected with cookies can be associated with a natural person if combined with personally identifiable data such as, for example, a person's email address.

INST MUTUEL also uses other technologies, such as pixels or scripts, and uses third-party partners for this purpose.

A script is code designed to collect information about your interactions with this site, such as the links you click on. The code is temporarily downloaded to your device from our web server or that of the third-party partner. It is active only when you are connected to the Site.

Pixels are small graphic images that can be embedded in websites and are usually not visible to the user. They track user interaction with the site.

Although you will not have the ability to reject or disable these technologies specifically, they work in conjunction with certain cookies.

Therefore, disabling cookies will prevent the operation of the aforementioned technologies.

WHY DOES INST MUTUEL USE COOKIES?

INST MUTUEL SA uses cookies and similar technologies to ensure the proper functioning and security of the entire Site, to compile visit statistics, and to offer you offers and/or services tailored to your interests.

WHAT TYPES OF COOKIES ARE USED BY INST MUTUEL AND FOR WHAT PURPOSES?

• Technical navigation cookies (mandatory)

These strictly necessary cookies are deposited in the legitimate interest of The Bank on all of our Internet sites. They facilitate navigation between pages, contribute to security, and are also necessary for you to benefit from certain functionalities of our sites and/or services (account creation, identification, security, etc.). They automatically expire when you close your browser.

If you have chosen to disable these cookies via your internet browser, access to our services may be impaired.

• Functionality cookies (mandatory)

These cookies optimize the operation of certain Site features and improve your user experience. They are deposited by INST MUTUEL in its legitimate interest and have a very short lifespan, for the majority, the duration of the session, and at most, 12 months.

• Statistical and audience measurement cookies (subject to consent, except under certain conditions)

These cookies allow us to establish anonymous statistics of site visits (number of pages viewed, number of visits, frequency of return, etc.).

They are used subject to your consent and show us which pages are the most and least popular and how visitors move around the site.

By activating these cookies, you allow us to monitor and improve the quality of our services.

Audience measurement cookies may be deposited on your terminal without prior collection of your consent. These cookies benefit from an exemption from consent in accordance with the provisions of article 5 of CNIL deliberation no. 2020-091 of September 17, 2020. However, as part of a so-called hybrid solution and subject to your consent, these cookies will be subject to additional settings allowing the use of analysis data.

• Marketing and advertising cookies (subject to your consent)

Marketing and advertising cookies allow us to analyze and measure the effectiveness of our marketing campaigns.

Advertising cookies may be used by INST MUTUEL, during your browsing on all pages of the Site, in order to offer you the most relevant and tailored advertisements possible to your interests. These ads may be displayed on Our Site pages or outside of our Site while you browse the Internet.

These cookies are deposited, subject to your consent, by INST MUTUEL or by third-party partners (advertising agencies or media platforms) with which it has contracted to frame the provision and protection of Personal Data.

• LIST OF COOKIES USED BY INST MUTUEL

INST MUTUEL processes your personal data as data controller throughout your navigation on the Site.

INST MUTUEL provides you with the list of cookies that may be deposited on your browser, subject to your choices, as part of your navigation.

  • Cookies and other trackers directly deposited by INST MUTUEL (also called "First party cookies");
  • Cookies and other trackers deposited by subcontractor third parties (also called "Third party cookies") on behalf of INST MUTUEL .
  • • HOW CAN I MANAGE THESE COOKIES?

    We have provided you with a cookie management module that is deposited during your navigation on the INST MUTUEL site.

    This management module, accessible via the 'Manage my cookies' button, allows you to give and withdraw your consent at any time for cookies that require it.

    Copyright @2024 INST MUTUEL SA.