Legal Notice

Hierarchy

INST MUTUEL provides the services on the Site in accordance with these Terms of Use. Some Services may have their own terms of use (the "Special Conditions") which complement the Terms of Use.

The Special Conditions are an integral part of the Terms of Use. If the terms, conditions, and mentions of the Terms of Use are in conflict with the Special Conditions, these Terms of Use shall prevail.

Modification

The Terms of Use may be modified at any time by INST MUTUEL . In this case, the modified Terms of Use shall come into effect upon their publication. We recommend that the User regularly reads the Terms of Use. The User is deemed to accept this latest version each time they connect to the Site.

The Site may contain links to INST MUTUEL's partners' sites or third parties. INST MUTUEL has no control over these sites and therefore assumes no responsibility for the availability of these sites, their content, advertisements, products, or services available on or from these sites.

The content of this site (including but not limited to company names, trademarks, logos, designs, slogans or more generally any distinctive signs, texts, graphics, data, images, photographs, visuals, databases, forms, the site itself and all these elements) is protected under intellectual property law. Any use and/or reproduction and/or representation of the aforementioned company names, trademarks, logos, designs, slogans or more generally of any distinctive signs, texts, graphics, data, images, photographs, visuals, databases, forms of the site itself and of all elements accessible on the website is strictly prohibited, unless prior written authorization from INST MUTUEL . Any copy, print, reproduction, representation, adaptation, exploitation, alteration, translation, complete or partial dissemination of the content of this site, by any means whatsoever, is unlawful and would constitute an act of infringement - except for private copying reserved exclusively for the private use of the copier - and/or an act of unfair competition and/or an act of parasitism, as defined by the applicable legislation or regulations.

The trademarks appearing on the Site are protected trademarks of INST MUTUEL and/or its partners. Any reproduction or use of these trademarks without the express authorization of INST MUTUEL and/or its partners is strictly prohibited.

The use of the Site is not subject to any warranty whatsoever. INST MUTUEL provides no express or implied warranty as to the User's use of the Site, and in particular as to the availability, timeliness, reliability, and usefulness of the Site and its contents. Similarly, INST MUTUEL does not warrant that the contents and services obtained by the User on the Site will meet their expectations, and that the contents and services provided comply with any regulations or third-party rights.

The user declares to accept the characteristics and limitations of the Internet and in particular acknowledges having knowledge of the nature of the Internet network and in particular its technical performance.

INST MUTUEL's liability cannot be incurred in any way whatsoever, and without limitation, in the event of modification, suspension, or interruption of the Site.

INST MUTUEL cannot in any way be held responsible for the reliability of data transmission, access times, any access restrictions on the Internet network or networks connected to it. INST MUTUEL's liability cannot be incurred in the event of interruption of access networks to the Site, total or partial unavailability of the Site resulting in particular from the telecommunications operator, transmission error or problems related to transmission security, failure of reception equipment or your telephone line.

INST MUTUEL may be required to interrupt the Site for maintenance reasons. This interruption will be notified by means of a warning displayed on the home page or by any other means. This interruption cannot in any way engage the responsibility of INST MUTUEL and does not entitle to any compensation.

In no event shall INST MUTUEL be liable for indirect damages, including any commercial, moral, and financial loss, including any loss of profits resulting from the use of the Site or its contents.

INST MUTUEL assumes no responsibility for the use of the Site or its contents. Thus INST MUTUEL is in no way responsible for direct or indirect damages, occurring in particular on the occasion of the User's access to the Site or the use of the Site, non-compliance with the Site or its contents with any regulations or any infringement of third-party rights.